In June, the U.S. Supreme Court upheld the Bilski Decision, thus limiting the application of business process patents. This and recent law suits have ramifications on some of the patents sought for usage-based insurance. This session will provide an update on the current climate for proliferation of usage-based insurance products and the viewpoints of several regulators on the US regulatory environment. The discussion will follow a round table format with considerable opportunity for Q&A from the audience.