The introduction of vehicle history data into the auto policy underwriting and rating process presents a significant opportunity to refine rates. It has been approved for use in 44 states with filings in several additional states still pending. Initial feedback indicates that vehicle history is the most dramatic change in the auto insurance industry since the introduction of insurance credit scores. This session will cover current applications for vehicle history data in auto policy pricing based upon recent adoption within the industry.


Moderator:
James Merz, Hanover Insurance Group

Panelists:
Eric Nesson, Director of Sales & Business Development, CARFAX Banking & Insurance Group
David Lackey, General Manager, CARFAX Banking & Insurance Group
Gary Wang, Consulting Actuary, Pinnacle Actuarial Resources, Inc.