The Pension Protection Act of 2006 clarified the tax treatment of LTC/Annuity and LTC/Life products. Will
life and annuity products finally realize their potential as efficient funding vehicles for other benefits? Is
your company ready to break down its product line silos to combine health and life coverages? Learn
about the opportunities and challenges of joining the combo products market.
This session will describe the evolution of these products, including the marketplace, product design,
regulatory environment, pricing and internal company management.
You will:
• Increase your knowledge of combination products currently in the market;
• Understand the impact of the Pension Protection Act of 2006;
• Gain insights into the challenges of developing products that cross the usual company lines of
business; and
• Explore the possible future direction of these products.