Plan sponsors provide health insurance benefits through fully insured arrangements as well as a variety
of alternate funding mechanisms that provide full or partial self-funding. This session will provide a
discussion on the types of groups that should consider each type of mechanism. Questions to be
addressed might include:
• When does it make sense for a plan sponsor to consider self-funding?
• What kind of analysis should be performed?
• What administrative considerations need to be addressed?
• What is the current state of the market?
You'll learn more about the risks associated with fully insured and self-funded products. This will help
better define the funding alternatives and provide additional background that plan sponsors and their
advisors need in order to make decisions regarding funding approaches. It can also provide additional
background and ideas that could be helpful for insurers and reinsurers offering products to plan sponsors.